Citadel Halifax Hotel, Halifax

HALIFAX

Advantages: Friendly efficient service
Disadvantages: none

. However, I didn?t find them to have a very ethical approach towards their customers, after going over my overdraft limit by 72p, a mistake I quickly rectified. Despite my quick reaction to this measly but misfortunate mistake over 18 months I was hit witch charges month after month, totalling over £2000, which took me over 1 year and a solicitor?s letter to re-claim. Throughout those 18 months I was hit with bailiff?s letters, and also received a letter that came on blank paper, simply showing the words ?URGENT, Contact Ron on (for example) 07665243356. That was it. But it turned out to be The Co-op sneakily trying to get me to call them, as if I had previously avoided contacting them. Enter the Halifax. Those irritating all-singing, all-dancing adverts (you may call them) actually caught my eye and attracted me to the Halifax. I found ...

mi_ke 09.06.2009 · Read full review
Ciao members have rated this review on average: very helpful
Review of Halifax

Halifax - infelixible, inconsiderate, and greedy

Advantages: wide range of accounts, telephone and internet banking
Disadvantages: let me down in an emergency, refused flexibility when I needed it

I?ve had an account with the Halifax since I was 13, when I joined a choir that paid me for singing with them. I didn't actually have a choice about which bank to put my money with - as far as my mum was concerned, it was her bank, it worked for her, so i was going with them. You can either apply the old fashioned way by going into a branch, or you can do it over the phone or the internet. I myself applied in branch, as it was directly opposite the supermarket where I go food shopping, so didn't involve an extra trip. You need to take ID with you when applying - including at least one photo ID - either a passport or driving license. You also need something such as a utility bill as proof of address. There are several different kinds of accounts which they will discuss with you, all with different features. Once you?ve opened ...

Thehonesttruth 05.07.2007 · Read full review
Ciao members have rated this review on average: very helpful
Review of Halifax

Halifax Mortgages

Advantages: good for 1st time buyers
Disadvantages: did not offer a good rate after fixed term ended, overcharge customers

*This is the second review I posted on Ciao and have edited it as it needed more information and an update* For the purpose of this review I am writing about my experience of having a mortgage with Halifax and am not reviewing Halifax and it?s services as a whole. I am very much aware that for some they have had a great experience with them, but for me after being a loyal customer for such a long time. I felt that they had let me down and recently I realised that I had overpaid when my mortgage came to an end and successfully received a refund from them. Halifax is a leading building society and has been providing mortgages for many years. I had been a customer of Halifax for over 10 years as my parents insisted when I was younger that I had a Building Society savings account (at the time it was the Little Extra Club) so that ...

sweetdaisy 21.10.2006 (19.08.2007) · Read full review
Ciao members have rated this review on average: very helpful
Review of Halifax Mortgages