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Advantages: Friendly efficient service Disadvantages: none
with many banks since I was 16 and eligible to have a proper bank account. Normally, you?ll find that people bank with the bank that their parents banked with, and seldom change as it?s what they are used to and it?s the way they know banking to be. Although I was brought up on Nat West by my parents, I soon became dissatisfied with this company soon after I had my first job at the age of 16. From then on, with regards to banking, I have moved my accounts if not satisfied with a particular brand.
After Nat West I moved to Abbey National who I banked with for quite sometime, however after the take-over by Spanish bank Santander Central Hispano in 2004, queues got longer and service rapidly deteriorated, both over the phone and more importantly, in-branch. I swiftly moved to The Co-operative Bank, as I liked their ethical approach ...
mi_ke 09.06.2009
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Ciao members have rated this review on average: very helpful Review of Halifax
Advantages: wide range of accounts, telephone and internet banking Disadvantages: let me down in an emergency, refused flexibility when I needed it
I?ve had an account with the Halifax since I was 13, when I joined a choir that paid me for singing with them. I didn't actually have a choice about which bank to put my money with - as far as my mum was concerned, it was her bank, it worked for her, so i was going with them.
You can either apply the old fashioned way by going into a branch, or you can do it over the phone or the internet. I myself applied in branch, as it was directly opposite the supermarket where I go food shopping, so didn't involve an extra trip. You need to take ID with you when applying - including at least one photo ID - either a passport or driving license. You also need something such as a utility bill as proof of address. There are several different kinds of accounts which they will discuss with you, all with different features.
Once you?ve opened ...
Thehonesttruth 05.07.2007
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Ciao members have rated this review on average: very helpful Review of Halifax
Advantages: good for 1st time buyers Disadvantages: did not offer a good rate after fixed term ended, overcharge customers
*This is the second review I posted on Ciao and have edited it as it needed more information and an update*
For the purpose of this review I am writing about my experience of having a mortgage with Halifax and am not reviewing Halifax and it?s services as a whole. I am very much aware that for some they have had a great experience with them, but for me after being a loyal customer for such a long time. I felt that they had let me down and recently I realised that I had overpaid when my mortgage came to an end and successfully received a refund from them.
Halifax is a leading building society and has been providing mortgages for many years. I had been a customer of Halifax for over 10 years as my parents insisted when I was younger that I had a Building Society savings account (at the time it was the Little Extra Club) so that ...
sweetdaisy 21.10.2006 (19.08.2007)
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Ciao members have rated this review on average: very helpful Review of Halifax Mortgages